Loan

MORTGAGE LOAN (PROPERTY LOAN)

A Mortgage Loan is a money advance given by a financial institution /bank against your property. The property could be your house, a piece of land or any other form of personal or commercial real estate in your name. This makes it a secured loan, which means the lender can forfeit your property if you fail to repay the loan. If you are buying property for the first time, you can use it as collateral to get a Mortgage Loan. The biggest advantage of this loan is that you can continue using the mortgaged property while repaying the loan. Once the loan is paid in full you are returned complete ownership of your property. The loan is given as a certain percentage of the market value of the property. Generally we are lending up to 50% of the value of the property.

GOLD LOAN

BONGIYP DHANSANCHOY Gold Loan is the ultimate solution for all your financial needs. Gold loans are the quickest way to raise funds during any financial emergencies. You gold will stay safe in our hands and you can go ahead and take advantage of every opportunity. BONGIYO DHANSANCHOY Gold Loan comes with minimal documentation and secure storage, a simple funding option to meet your needs. Fund your requirements when you need it. Your perfect financial partner offering you instant cash against gold at low interest rates.
We know that these gold ornaments are very precious and favorite to you. So we guarantee you that it will be in Our Safe Hands in strong lockers inside a strong room built as per standards and specifications applicable to commercial banks. The pledged gold ornaments are also insured for full value. Moreover, Security Personnel and modern electronic surveillance technology are deployed to protect your beloved gold ornaments.

LOAN AGAINST DEPOSIT

Do you want funds readily available to you whenever you desire or need, be it a sudden vacation that you plan with your family or urgent funds required for medical treatment?
Loan will be permitted on deposits for the remaining period of the deposit or Two year whichever is less up to 70% of the deposit amount carrying interest @2% p.a. above the interest payable on such deposits or such other lower rates may be be fixed by the company from time to time(compounded monthly) The outstanding loan together with interest shall be settled in one lump sum or shall be adjusted automatically on maturity of deposit.